Buying a house is an exciting journey, but it can sometimes feel like a lengthy process. From having an offer accepted to collecting the keys, various stages can cause delays. However, if you’re well-prepared, you can significantly speed up your house purchase in the UK. Whether you’re working with Selby & Goole estate agents or moving independently, a proactive approach can make all the difference.
At Belvoir, trusted property agents in Selby & Goole, we’ve put together our top tips to help you move into your new home faster.
1. Get your mortgage agreed in principle
Before you even start viewing properties, get a mortgage agreement in principle. This shows sellers that you are serious and financially prepared, making them more likely to accept your offer quickly. It also saves valuable time when you move to the full application stage.
Many estate agents in Selby & Goole will prioritise buyers who have their finances ready, giving you an edge in a competitive market.
2. Instruct a solicitor early
As soon as your offer is accepted – or even before – instruct a solicitor or licensed conveyancer. Having your legal team ready to go immediately can shave weeks off the process. Choose a solicitor with a good reputation for responsiveness and efficiency.
As a top-rated estate agency in Selby & Goole, Belvoir can recommend trusted local solicitors who know the area well and can help keep the purchase moving.
3. Organise your paperwork
One of the most common causes of delay is missing paperwork. Get your documents in order early, including proof of ID, proof of funds, bank statements, and mortgage documents. Having everything ready to hand will help avoid unnecessary back-and-forth with solicitors and mortgage providers.
4. Be proactive with your solicitor and agent
Don’t sit back and wait for updates. Regularly check in with your solicitor and estate agent for progress reports. Prompt responses to their queries or requests can prevent your purchase from stalling.Working with local estate agents in Selby & Goole, like Belvoir, ensures you have a proactive team on your side, keeping things on track.
5. Book your survey quickly
Once your offer is accepted and your mortgage application is underway, book your survey as soon as possible. Waiting too long for a surveyor’s availability can add weeks to your timeline. If any issues are flagged, you’ll want to address them swiftly.
6. Stay flexible
Be ready to accommodate the seller’s timelines if needed. Sometimes being flexible with dates can make you a more attractive buyer, encouraging the seller to prioritise your purchase over others.If you’re looking to sell your house in Selby & Goole, flexibility also plays a key role in speeding up the overall transaction chain.
7. Avoid unnecessary chains
If possible, buy a property with no onward chain, such as a vacant property, a new build, or a seller who has already moved. Chains can complicate transactions and cause delays if one link falls through.
8. Be realistic but firm
Set realistic expectations about timescales, but don’t be afraid to gently chase solicitors or agents if things seem to be slowing down. A polite but firm approach can keep your purchase at the forefront of their workload.At Belvoir, recognised among the best estate agents in Selby & Goole, we make sure to keep clients informed and help avoid unnecessary delays.
9. Get your insurance sorted early
Mortgage lenders will require you to have building insurance in place from the point of exchange. Have quotes ready and your insurance organised in advance to avoid last-minute scrambles.
10. Consider a fast-track conveyancing service
Some solicitors offer ‘fast track’ services for an additional fee, promising quicker turnaround times on your paperwork and searches. If time is of the essence, this may be worth considering.
Why choose Belvoir?
Whether you’re looking for home valuation in Selby & Goole, buy-to-let agents in Selby & Goole, or letting agents in Selby & Goole, Belvoir is your trusted local partner. As experienced house-selling agents in Selby & Goole, we know how to navigate the local market and help you move faster.
If you’re ready to buy or sell, connect with the experts at Belvoir Selby & Goole Estate Agents for professional guidance throughout your journey.
